2Q 2023 ACH NETWORK VOLUME AND SAME DAY ACH GROWTH FIRST HALF 2023
A slide showing the ACH volume and Same Day ACH volume and growth first half 2023.
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Real-Time Payments
Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
FEDNOW LAUNCHES: TIME TO LOOK INTO THE ACH NETWORK SERVICES
A look at how the introduction of FedNow may lead to changes and realtime settlement in the ACH.
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WHAT IS FEDNOW? A GRAPHIC COMPARISON OF FEDNOW AND THE ACH
A slide showing a graphic representation of how FedNow works compared to the ACH.
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WHAT IS FEDNOW? HOW DOES IT IMPACT VENMO AND PAYPAL?
A brief report from a linkedin post by Hua Li describing FedNow and its possible impact on Venmo and PayPal.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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WHAT DO WE GET WITH THE FEDERAL RESERVE’S FEDNOW INSTANT PAYMENTS?
A brief Forbes’ article providing an overview of FedNow, the US Federal Reserve’s real-time payments system.
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FED LAUNCHES NEW PAYMENTS SYSTEM THAT LETS YOU SEND MONEY IN SECONDS
A brief report by Yahoo News about the launch of Fed Now, a real-time payments system, by the US’ Federal Reserve.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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THE FRAGMENTED US PAYMENTS LANDSCAPE 2023
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
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HOW FASTER PAYMENTS WILL IMPACT FINTECHS
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
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