PAYMENTS IN THE EU
A report from Truelayer describing how to build better user experience through open banking and SEPA Instant.
PAYMENTS IN THE EU Read More »
Real-Time Payments
Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
THE RISE OF REAL-TIME PAYMENTS AND THE FUTURE OF PAY-BY-BANK – PYMNTS.COM
Link Money CEO Eric Shoykhet says in an interview with PYMNTS that real-time payments are a precursor to the emergence of account-to-account transactions.
THE RISE OF REAL-TIME PAYMENTS AND THE FUTURE OF PAY-BY-BANK – PYMNTS.COM Read More »
WHY MOBILE WALLET CONTINUES TO SHINE IN THE UPI AND FEDNOW ERA – FINEXTRA RESEARCH
This report defines a mobile wallet as a software program that securely keeps different types of payment information on a mobile device.
WHY MOBILE WALLET CONTINUES TO SHINE IN THE UPI AND FEDNOW ERA – FINEXTRA RESEARCH Read More »
DIFFERENCES BETWEEN FEDNOW AND RTP
A table summarizing the differences between the US Federal Reserve’s FedNow and the Clearinghouse’s RTP
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PROS AND CONS OF ZELLE FOR BUSINESS (POS)
A slide listing the pros and cons of using Zelle for business or at POS.
PROS AND CONS OF ZELLE FOR BUSINESS (POS) Read More »
ZELLE FOR BUSINESS GUIDE 2023 (ZELLE AT POS)
A quide from Zelle to assist with the acceptance of Zelle at POS.
ZELLE FOR BUSINESS GUIDE 2023 (ZELLE AT POS) Read More »
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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HOW FASTER PAYMENTS WILL IMPACT FINTECHS
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »