2Q 2023 ACH NETWORK VOLUME AND SAME DAY ACH GROWTH FIRST HALF 2023
A slide showing the ACH volume and Same Day ACH volume and growth first half 2023.
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Real-Time Payments
Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
FEDNOW LAUNCHES: TIME TO LOOK INTO THE ACH NETWORK SERVICES
A look at how the introduction of FedNow may lead to changes and realtime settlement in the ACH.
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WHAT IS FEDNOW? A GRAPHIC COMPARISON OF FEDNOW AND THE ACH
A slide showing a graphic representation of how FedNow works compared to the ACH.
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WHAT IS FEDNOW? HOW DOES IT IMPACT VENMO AND PAYPAL?
A brief report from a linkedin post by Hua Li describing FedNow and its possible impact on Venmo and PayPal.
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WHAT DO WE GET WITH THE FEDERAL RESERVE’S FEDNOW INSTANT PAYMENTS?
A brief Forbes’ article providing an overview of FedNow, the US Federal Reserve’s real-time payments system.
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FED LAUNCHES NEW PAYMENTS SYSTEM THAT LETS YOU SEND MONEY IN SECONDS
A brief report by Yahoo News about the launch of Fed Now, a real-time payments system, by the US’ Federal Reserve.
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HOW FASTER PAYMENTS WILL IMPACT FINTECHS
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
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WELCOME TO INSTANT PAYMENTS UNIVERSITY
A link to a resource page and numerous resources about the Federal Reserve and its planned introduction of Fed Now, a real-time (RTP) settlement system in the United States in July 2023..
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