PAYMENTS IN THE EU
A report from Truelayer describing how to build better user experience through open banking and SEPA Instant.
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Real-Time Payments
Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
WORLD BANK FAST PAYMENTS TOOLKIT: CASE STUDY MEXICO
A World Bank case study of fast, or instaneous payments, in Mexico.
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ARCTIC WOLF HELPS ZELLE LLP RAISE SECURITY POSTURE AND ENSURE CLIENT CONFIDENCE
This case study describes how Zelle, seeking to improve its MDR capabilities, evaluated three vendors in the space: TruShield,eSentire, and Arctic Wolf.
ARCTIC WOLF HELPS ZELLE LLP RAISE SECURITY POSTURE AND ENSURE CLIENT CONFIDENCE Read More »
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
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FED LAUNCHES NEW PAYMENTS SYSTEM THAT LETS YOU SEND MONEY IN SECONDS
A brief report by Yahoo News about the launch of Fed Now, a real-time payments system, by the US’ Federal Reserve.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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WELCOME TO INSTANT PAYMENTS UNIVERSITY
A link to a resource page and numerous resources about the Federal Reserve and its planned introduction of Fed Now, a real-time (RTP) settlement system in the United States in July 2023..
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TECH TALK: THE ROAD TO REAL-TIME PAYMENTS
A video presentation by John Anderson of PLAID, Lily Varon of Forrester, and Akashi Desai of Novo, about the state of real-time payments, with a special focus on fraud.
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STRATEGIC COMPLIANCE
A Vodcast by 99FinTech addressing compliance in the digital payments and banking space that explains how firms that embrace compliance versus treating it as a cost center can position themselves better to attract investors, accelerate market entry, achieve competitive advantage, and ensure stability.
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