PAYMENTS IN THE EU
A report from Truelayer describing how to build better user experience through open banking and SEPA Instant.
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Real-Time Payments
Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
ARCTIC WOLF HELPS ZELLE LLP RAISE SECURITY POSTURE AND ENSURE CLIENT CONFIDENCE
This case study describes how Zelle, seeking to improve its MDR capabilities, evaluated three vendors in the space: TruShield,eSentire, and Arctic Wolf.
ARCTIC WOLF HELPS ZELLE LLP RAISE SECURITY POSTURE AND ENSURE CLIENT CONFIDENCE Read More »
PAYMENTS CLOUD (PAYMENTS PROCESSING, ZELLE, ACH, POS)
A link to IT solutions provider Payments Cloud, a card processor also providing merchants with alternative payments such as Zelle.
PAYMENTS CLOUD (PAYMENTS PROCESSING, ZELLE, ACH, POS) Read More »
PROFILE OF GIESECKE & DEVRIENT (DATA SECURITY, CONNECTIVITY)
A link to Giesecke & Devrient, a Munich-based company specializing in data security and connectivity.
PROFILE OF GIESECKE & DEVRIENT (DATA SECURITY, CONNECTIVITY) Read More »
JUNIPER PAYMENTS: FEDNOW CAN SPUR CREDIT UNIONS TO REIMAGINE FINANCIAL SERVICES
This article addreesses whether FedNow and instant payments might displace entire payment modalities such as cash or checks.
JUNIPER PAYMENTS: FEDNOW CAN SPUR CREDIT UNIONS TO REIMAGINE FINANCIAL SERVICES Read More »
DATAVISOR RELEASES NEW FRAUD SOLUTION TO ADDRESS REAL-TIME PAYMENTS FRAUD | BUSINESS WIRERAUD
DataVisor, the world’s leading AI-powered fraud and risk platform, announced the release of its newest solution to prevent instant payments fraud.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »
FED LAUNCHES NEW PAYMENTS SYSTEM THAT LETS YOU SEND MONEY IN SECONDS
A brief report by Yahoo News about the launch of Fed Now, a real-time payments system, by the US’ Federal Reserve.
FED LAUNCHES NEW PAYMENTS SYSTEM THAT LETS YOU SEND MONEY IN SECONDS Read More »
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »