PAYMENTS IN THE EU
A report from Truelayer describing how to build better user experience through open banking and SEPA Instant.
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Real-Time Payments
Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
ON THE CUSP OF A NEW ERA IN PAYMENTS: OPPORTUNITIES FOR BANKS
The 2023 McKinsey report on emerging payments and the opportunities for banks.
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WORLD BANK FAST PAYMENTS TOOLKIT: CASE STUDY MEXICO
A World Bank case study of fast, or instaneous payments, in Mexico.
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THE RISE OF REAL-TIME PAYMENTS AND THE FUTURE OF PAY-BY-BANK – PYMNTS.COM
Link Money CEO Eric Shoykhet says in an interview with PYMNTS that real-time payments are a precursor to the emergence of account-to-account transactions.
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WHY MOBILE WALLET CONTINUES TO SHINE IN THE UPI AND FEDNOW ERA – FINEXTRA RESEARCH
This report defines a mobile wallet as a software program that securely keeps different types of payment information on a mobile device.
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WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
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APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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