Real-Time Payments

Emerging real-time or instantaneous settlement of payments, e.g., FedNow.

WHY MOBILE WALLET CONTINUES TO SHINE IN THE UPI AND FEDNOW ERA – FINEXTRA RESEARCH

This report defines a mobile wallet as a software program that securely keeps different types of payment information on a mobile device.

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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING

In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.

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THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE

In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.

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