Emerging real-time or instantaneous settlement of payments, e.g., FedNow.
A Linkedin post describing how India is the global frontrunner in realtime payments but to take UPI to the next phase,?India needs to revamp the UPI business model.
This report describes how the Middle Eastern banking and payment landscape is evoling due to the advent of new technologies such as artificial intelligence (AI), blockchain, big data and cloud computing, as well as the increasing demand for more convenient, secure, and faster payment methods.
THE FUTURE OF FINTECH IN THE MIDDLE EAST Read More »
A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.
AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »
Global Payments’ complete 2023 report on worldwide trends in commerce and payments (50 pages).
2023 COMMERCE AND PAYMENT TRENDS REPORT (GLOBALPAYMENTS) Read More »
A slide showing same day ACH volume in 2021.
SAME DAY ACH VOLUME 2021 Read More »
A slide showing the ACH volume and Same Day ACH volume and growth first half 2023.
2Q 2023 ACH NETWORK VOLUME AND SAME DAY ACH GROWTH FIRST HALF 2023 Read More »
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE Read More »
A brief report by Yahoo News about the launch of Fed Now, a real-time payments system, by the US’ Federal Reserve.
FED LAUNCHES NEW PAYMENTS SYSTEM THAT LETS YOU SEND MONEY IN SECONDS Read More »
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING Read More »
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
THE FRAGMENTED US PAYMENTS LANDSCAPE 2023 Read More »