HOW BANKS CAN COMPETE IN THE EVOLVING PAYMENTS LANDSCAPE
A slide summarizing strategies for legacy banks to compete with fintechs and emerging payments.
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Open Banking
Emerging payments rails that are often rivals to legacy systems such as the interchange, and that facilitate integration between banking and payments apps offered by many different providers.
OPEN BANKING THE NEXT WAVE OF USE CASES
A graphical summary showing the next generation of use cases for open banking adapted by Pangiotis Kriaris.
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OPEN BANKING USE CASES: A BRIEF GLIMPSE INTO THE FUTURE
This report describes how open banking allows consumers to share their banking data with third-party financial providers via application programming interfaces (APIs) and offers consumers more control over their financial data,
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LINK TO TRUSTLY (ACCOUNT TO ACCOUNT PAYMENTS)
A link to account to account payments specialist Trustly’s website.
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OPEN BANKING, AI EXPECTED TO DRIVE CREDIT SCORING MARKET – IT-ONLINE
Juniper’s report urges use of Open Banking within alternative credit scoring enabling credit bureaus and other providers to access bank account data.
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THE FUTURE OF BANKING: ARTIFICIAL INTELLIGENCE (AI) IN BANKING
In this report the important role that artificial intelligence (AI) will play in banking in the future is examine.
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FROM PSD2 TO PSD3 (Slide)
A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.
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FROM PSD2 TO PSD3
This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.
HOW DO PAYPAL, VISA, BANKS, AND OPEN BANKING INTERACT WITH EACH OTHER
This is a Linkedin post describing how PayPal, card companies, and banks interact with each other in the emerging open banking ecosystem.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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