ON THE CUSP OF A NEW ERA IN PAYMENTS: OPPORTUNITIES FOR BANKS
The 2023 McKinsey report on emerging payments and the opportunities for banks.
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Open Banking
Emerging payments rails that are often rivals to legacy systems such as the interchange, and that facilitate integration between banking and payments apps offered by many different providers.
HOW BANKS CAN COMPETE IN THE EVOLVING PAYMENTS LANDSCAPE
A slide summarizing strategies for legacy banks to compete with fintechs and emerging payments.
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OPEN BANKING THE NEXT WAVE OF USE CASES
A graphical summary showing the next generation of use cases for open banking adapted by Pangiotis Kriaris.
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BNY MELLON LAUNCHES OPEN BANKING SERVICE BANKIFY (TRUSTLY) – THEPAYPERS
US-based BNY Mellon has launched its Open Banking service Bankify in partnership with Trustly.
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OPEN BANKING USE CASES: A BRIEF GLIMPSE INTO THE FUTURE
This report describes how open banking allows consumers to share their banking data with third-party financial providers via application programming interfaces (APIs) and offers consumers more control over their financial data,
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CREATING NEW OPPORTUNITIES THROUGH OPEN BANKING 2023
A report from BAI describing how open banking has created momentum and opportunities.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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HOW DO PAYPAL, VISA, BANKS, AND OPEN BANKING INTERACT WITH EACH OTHER
This is a Linkedin post describing how PayPal, card companies, and banks interact with each other in the emerging open banking ecosystem.
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INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
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OPEN INSURANCE IS STILL ALL BARK AND NO BITE FOR NOW…BUT MANDATED OPENNESS WILL SOON CHANGE THAT
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.