ON THE CUSP OF A NEW ERA IN PAYMENTS: OPPORTUNITIES FOR BANKS
The 2023 McKinsey report on emerging payments and the opportunities for banks.
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Open Banking
Emerging payments rails that are often rivals to legacy systems such as the interchange, and that facilitate integration between banking and payments apps offered by many different providers.
HOW BANKS CAN COMPETE IN THE EVOLVING PAYMENTS LANDSCAPE
A slide summarizing strategies for legacy banks to compete with fintechs and emerging payments.
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LINK TO SORAMITSU (BLOCKCHAIN)
A link to Japanese blockchain IT provider Soramitsu.
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LINK TO TRUSTLY (ACCOUNT TO ACCOUNT PAYMENTS)
A link to account to account payments specialist Trustly’s website.
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THE FUTURE OF BANKING: ARTIFICIAL INTELLIGENCE (AI) IN BANKING
In this report the important role that artificial intelligence (AI) will play in banking in the future is examine.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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HOW DO PAYPAL, VISA, BANKS, AND OPEN BANKING INTERACT WITH EACH OTHER
This is a Linkedin post describing how PayPal, card companies, and banks interact with each other in the emerging open banking ecosystem.
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AVAILABLE AP-BASED OPEN INSURANCE SERVICES MAPPED ACROSS THE INSURANCE VALUE CHAIN 2023
The slide presents graphicly the availability of APIs that might support open insurance across the entire insurance value chain in 2023.
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INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
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OPEN INSURANCE IS STILL ALL BARK AND NO BITE FOR NOW…BUT MANDATED OPENNESS WILL SOON CHANGE THAT
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.