THE CURRENT STATE OF PLAY OF EMERGING PAYMENTS 2023 (BNY MELLON)
The latest take on emerging payments from BNY Mellon and Datos Insights.
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Open Banking
Emerging payments rails that are often rivals to legacy systems such as the interchange, and that facilitate integration between banking and payments apps offered by many different providers.
ON THE CUSP OF A NEW ERA IN PAYMENTS: OPPORTUNITIES FOR BANKS
The 2023 McKinsey report on emerging payments and the opportunities for banks.
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OPEN BANKING REGULATIONS GLOBALLY
A graphic showing open banking models across the globe, incluidng regulation vs market vs mixed models adpated by Pangiotis Kriaris.
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LINK TO SORAMITSU (BLOCKCHAIN)
A link to Japanese blockchain IT provider Soramitsu.
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LINK TO TRUSTLY (ACCOUNT TO ACCOUNT PAYMENTS)
A link to account to account payments specialist Trustly’s website.
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OPEN BANKING, AI EXPECTED TO DRIVE CREDIT SCORING MARKET – IT-ONLINE
Juniper’s report urges use of Open Banking within alternative credit scoring enabling credit bureaus and other providers to access bank account data.
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2023 COMMERCE AND PAYMENT TRENDS REPORT (GLOBALPAYMENTS)
Global Payments’ complete 2023 report on worldwide trends in commerce and payments (50 pages).
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THE FUTURE OF BANKING: ARTIFICIAL INTELLIGENCE (AI) IN BANKING
In this report the important role that artificial intelligence (AI) will play in banking in the future is examine.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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FROM PSD2 TO PSD3 (Slide)
A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.
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