THE CURRENT STATE OF PLAY OF EMERGING PAYMENTS 2023 (BNY MELLON)
The latest take on emerging payments from BNY Mellon and Datos Insights.
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Open Banking
Emerging payments rails that are often rivals to legacy systems such as the interchange, and that facilitate integration between banking and payments apps offered by many different providers.
ON THE CUSP OF A NEW ERA IN PAYMENTS: OPPORTUNITIES FOR BANKS
The 2023 McKinsey report on emerging payments and the opportunities for banks.
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OPEN BANKING REGULATIONS GLOBALLY
A graphic showing open banking models across the globe, incluidng regulation vs market vs mixed models adpated by Pangiotis Kriaris.
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2023 COMMERCE AND PAYMENT TRENDS REPORT (GLOBALPAYMENTS)
Global Payments’ complete 2023 report on worldwide trends in commerce and payments (50 pages).
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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OPEN BANKING AND THE PAYMENTS ECOSYSTEM
A slide showing a graphic representation of how legacy payments scheme like cards, PayPal, and Stripe, interact with open banking schema.
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HOW DO PAYPAL, VISA, BANKS, AND OPEN BANKING INTERACT WITH EACH OTHER
This is a Linkedin post describing how PayPal, card companies, and banks interact with each other in the emerging open banking ecosystem.
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THE FUTURE OF INDIA’S DIGITAL PAYMENT
In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.
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WHAT IS OPEN BANKING?
In this short video from Nordigen, a provider of apis that power open banking, iPSD2 regulations, that require all banks to provide an API to give users access to their banking so that data. Developers can build third party apps using the bank APIs to create a seamless connection to a customer’s banking data.
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