EVOLUTION OF MERCHANT SERVICES IN PAYMENTS 2023
A slide showing a graphic representation of the evolution of merchant services during the development of emerging payments.
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Wallets
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
THE EMERGING MERCHANT SERVICES LANDSCAPE IN PAYMENTS
A Linkedin post by Arthur Bedel describing the state of merchant acceptance and acquisition in a world of rapid changes in emerging payments.
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ALTERNATIVE PAYMENT METHODS – A PROVEN PAYMENTS IMPERATIVE
A link to an Ernst & Young white paper describing how accommodating alternative payments is an essential part of any payments strategy.
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FROM PSD2 TO PSD3 (Slide)
A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.
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FROM PSD2 TO PSD3
This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.
WHITE LABEL PARA PAGOS DIGITALES
In this brief paper by MovilNews, the benefits of using a third party, white label solution or platform in digital payments is examined. (In Spanish)
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TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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DIGITAL BANKS IN EUROPE: MAPS, CUSTOMERS, AND STRATEGY 2023
A slide that shows the location of the major digital banks in Europe, the number of customers in millions for each brand, and each brand’s particular strategy.
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DIGITAL BANKS IN EUROPE
In this brief, converted from a publicly available Linkedin post, a high-level picture of the digital or neo-bank landscape in Europe is provided.
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