WHAT FORM OF PAYMENT DO MOST PEOPLE USE TO MAKE THEIR PURCHASES? THIS NEW STUDY HAS THE ANSWER
This report describes how more Americans are resorting to mobile wallets when shopping online as per the latest data from CivicScience.
Wallets
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
HOW DOES REGTECH HELP FINTECH
A slide listing the benefits of regtech, software that helps with compliance, for fintechs, digital banks, and mobile wallet providers.
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DIGITAL BANKING COMPLIANCE CONSIDERATIONS 2023
A brief report on the most important compliance issues in digital banking in 2023.
DIGITAL BANKING COMPLIANCE CONSIDERATIONS 2023 Read More »
PROFILE OF SMALL WORLD (CRUNCHBASE)
A link to a Crunchbase profile of Small World, a UK-based money transfer company.
PROFILE OF SMALL WORLD (CRUNCHBASE) Read More »
PROFILE OF WISE (CRUNCHBASE)
A link to the Crunchbase profile of Wise, a UK-based digital bank and money transfer company, that offers accounts in multiple currencies.
PROFILE OF WISE (CRUNCHBASE) Read More »
IN-DEPTH PROFILE OF APPLE PAY
A profile of Apple Pay, covering competitors, market share, and other core information.
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THE EMERGING MERCHANT SERVICES LANDSCAPE IN PAYMENTS
A Linkedin post by Arthur Bedel describing the state of merchant acceptance and acquisition in a world of rapid changes in emerging payments.
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FINTECH REGULATION LEGAL ISSUES AND REGULATORY COMPLIANCE (UNITED STATES AND UK)
A link to an article by Geniusee identifying the most important regulatory issues facing fintechs and listing the regulatory bodies with which they deal in the US and Uk.
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THE FRAGMENTED US PAYMENTS LANDSCAPE 2023
This slide presents a table showing the current fragmented state of the US payments landscape, suggesting that it can be simplified going forward.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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