HOW BANKS CAN COMPETE IN THE EVOLVING PAYMENTS LANDSCAPE
A slide summarizing strategies for legacy banks to compete with fintechs and emerging payments.
HOW BANKS CAN COMPETE IN THE EVOLVING PAYMENTS LANDSCAPE Read More »
Digital or mobile wallets, wallets with P2P payments capability and virtual banking, e.g., Apple Pay. Content related to neo-banks is included in this category, as is content related to contactless payments.
A slide summarizing strategies for legacy banks to compete with fintechs and emerging payments.
HOW BANKS CAN COMPETE IN THE EVOLVING PAYMENTS LANDSCAPE Read More »
This Spanish language video with Jorge Solis of Peru’s Confederation of Municipal Savings Banks describes the relevance of digital wallets to financial inclusion efforts.
CAJAS MUNICIPALES LANZARAN BILLETERA ELECTRONICA EN EL 2024 (PERU) Read More »
This article describes Russia’s testing of the digital ruble, and includes testing the process of opening digital wallets and transferring money to them and person-to-person transfers.
RUSSIA STARTS DIGITAL RUBLE TRIALS – CENTRAL BANKING Read More »
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS Read More »
A link to the telecom Orange’s description of Orange Money, an early mobile money wallet first popular in Africa.
PROFILE OF ORANGE MONEY Read More »
A link to MTN, the telecom company active in Africa, and its description of its MTN Mobile money product.
PROFILE OF MTN MOBILE (MTN.COM) Read More »
This slide shows the percentage of the population in Ethiopia, Kenya, Rwanda, Tanzania, and Uganda, who can be considered financially included through traditional banks and/or mobile money.
FORMAL FINANCIAL INCLUSION IN ETHIOPIA COMPARED TO OTHER EAST AFRICAN COUNTRIES 2023 Read More »
This publicly available report by GSMA sows that mobile money might add US$5.3 billion to Ethiopia;s GDP through greater financial inclusion.
MOBILE MONEY IN ETHIOPIA: ADVANCING FINANCIAL INCLUSION AND DRIVING GROWTH Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
A report describing financial inclusion post-Covid-19 and the opportunities that are presented in Latin America and the Caribbean. (In Spanish)
ESTADO DE LA INCLUSION FINANCIERA DESPUES DE LA COVID-19 EN LATINOAMERICA Y EL CARIBE Read More »