THE CURRENT STATE OF PLAY OF EMERGING PAYMENTS 2023 (BNY MELLON)
The latest take on emerging payments from BNY Mellon and Datos Insights.
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$ Transfers and Digital Payments
Emerging P2P, B2B, B2P, C2B, A2A, Fintech, crossborder money transfer platforms e.g., Western Union, WorldRemit, domestic money transfer platforms, e.g., Zelle. Also included is content related to Central Bank Digital Currency (CBDC).
ON THE CUSP OF A NEW ERA IN PAYMENTS: OPPORTUNITIES FOR BANKS
The 2023 McKinsey report on emerging payments and the opportunities for banks.
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THE CROSSBORDER PAYMENT FLOW AND MARKET
A graphic representation of the players in the market, and the flow of, crossborder payments.
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FOUR DIFFERENT MODELS FOR CROSSBORDER PAYMENTS
This brief report converted from a Linkedin post describes the four basic models of crossborder payments.
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HOW DOES REGTECH HELP FINTECH
A slide listing the benefits of regtech, software that helps with compliance, for fintechs, digital banks, and mobile wallet providers.
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AREAS OF INTEREST FOR FINTECH REGULATION
A slide showing the developments in fintech that attract regulatory interest.
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FINTECH UNICORNS IN AFRICA
A list and description of fintechs in Africa, many of which are involved with mobile wallets and money transfer.
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PROFILE OF CMS
A link to CMS, a lawfirm with 79 offices in more than 40 countries and 5,800+ lawyers worldwide that provides fintechs and others with local market understanding of regulations and a global perspective.
PAYSEND: HOW IT WORKS (VIDEO)
A video explaining how the Paysend money transfer service works. Paysend is a financial technology platform headquartered in the UK that enables any bank card (Visa or MasterCard) to send and receive money worldwide.
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PAYPAL ISSUING ITS OWN STABLECOIN IS MAJOR DEVELOPMENT IN CRYPTO
A brief article explaining how PayPal issuing its own stablecoin legitimizes payments moving on chain is another step towards mass adoption.
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