THE EVOLUTION OF POS PAYMENTS
Pnagiotis Kriaris’ take on emerging developments in payments at point-of-sale (POS). This post first appeared publicly on Linkedin.
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$ Transfers and Digital Payments
Emerging P2P, B2B, B2P, C2B, A2A, Fintech, crossborder money transfer platforms e.g., Western Union, WorldRemit, domestic money transfer platforms, e.g., Zelle. Also included is content related to Central Bank Digital Currency (CBDC).
HOW DO PAYPAL, VISA, BANKS, AND OPEN BANKING INTERACT WITH EACH OTHER
This is a Linkedin post describing how PayPal, card companies, and banks interact with each other in the emerging open banking ecosystem.
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CENTRAL BANK DIGITAL CURRENCY – ECOSYSTEM 2023
A slide that shows graphically the forms that a retail and wholesale central bank digital currency (CBDC) might take.
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CENTRAL BANK DIGITAL CURRENCY (CBDC) – SECURE ECOSYSTEM
A brief description of the steps that might be taken to create a retail and a wholesale central bank digital currency. This was originally a Linkedin post that was shared publicly.
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TELECOM BANKING BUSINESS MODELS
A slide that shows graphicly the earlier telecom banking models and the most advanced that have developed globally.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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EMBEDED FINANCE IN PAYMENTS 2023
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
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QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
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LETS TAKE A L00K AT QR CODES
This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
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PAYMENT PREFERENCES INDIA, MEXICO, UK 2023
A slide showing preferences among card and alternative payments in the UK, Mexico, and India in 2023.
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