WHAT IS AN ACH DEBIT & HOW CAN THEY BENEFIT BUSINESSES? (ACH at POS)
This article describes the various use cases for ACH debit, including at Point-of-Sale.
WHAT IS AN ACH DEBIT & HOW CAN THEY BENEFIT BUSINESSES? (ACH at POS) Read More »
Other Strong Payments Component (e.g., insurance, healthcare)
BANKS AND FINTECHS IN LATIN AMERICA ARE INVESTING IN INSURANCE
A digital wallet is a software application that allows users to conduct electronic transactions through their mobile phones or computers.
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THE PROS AND CONS OF MAKING PAYMENTS WITH SOCIAL MEDIA PAYMENT PLATFORMS
This brief explores how social media offer a means of sending or received money through proprietary apps or apps like Venmo or Google Wallet. The pros and cons are discussed.
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THE EVOLUTION OF CORPORATE B2B CROSSBORDER REMITTANCE
This blog from Currencycloud describes and quantifies the evolution of corporate B2B crossborder remittances. It includes good data to size the market as of 2023.
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INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023 Read More »
OPEN INSURANCE IS STILL ALL BARK AND NO BITE FOR NOW…BUT MANDATED OPENNESS WILL SOON CHANGE THAT
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.
HOW FASTER PAYMENTS WILL IMPACT FINTECHS
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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HOW TO ACCEPT ACH PAYMENTS AS A BUSINESS
Stripe describes the procedures to follow for businesses to accept ACH.
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