FORMAT – wikipayresearch

Pismo is a global company based in Sao Paulo, Brazil that offers a complete platform to banks of all sizes and fintechs through which they can launch and manage a digital wallet.

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FROM PSD2 TO PSD3 (Slide)

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, Open Banking, PPT, Wallets / WikiPay Research

A slide in graph form, showing the transition from PSD2 to PSD3, the payments environment in the European Single Market Area.

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FROM PSD2 TO PSD3

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, Open Banking, PDF/DOC, Wallets / WikiPay Research

This is a brief description of the 3rd Payment Services Directive, PSD3. It is an upcoming framework that regulates electronic payments and the banking ecosystem within the European Single Market Area (EEA). The PSD3 will be decided by the EC after a round of consultations.

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THE EVOLUTION OF POS PAYMENTS

$ Transfers and Digital Payments, 2023, ALL CONTENT, PDF/DOC / WikiPay Research

Pnagiotis Kriaris’ take on emerging developments in payments at point-of-sale (POS). This post first appeared publicly on Linkedin.

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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, Link, Open Banking, Real-Time Payments, Tink, Visa / WikiPay Research

In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.

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AVAILABLE AP-BASED OPEN INSURANCE SERVICES MAPPED ACROSS THE INSURANCE VALUE CHAIN 2023

2023, ALL CONTENT, Innopay, Open Banking, Other Strong Payments Component (e.g., insurance, healthcare), PPT / WikiPay Research

The slide presents graphicly the availability of APIs that might support open insurance across the entire insurance value chain in 2023.

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PROJECT NEXUS: ENABLING INSTANT CROSSBORDER PAYMENTS (BAI)

$ Transfers and Digital Payments, 2023, ALL CONTENT, BAI, Central Banks/Government, PDF/DOC, Real-Time Payments / WikiPay Research

A BAI report on a joint project between Singapore, Malaysia and Europe to facilitate instant cross-border payments.

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