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A brief report by CNBC about Goldman Sach’s potential use of its Starling digital banking engine as a banking-for-service platform in the Asia-Pacific.

GOLDMAN SACHS-BACKED STARLING TO EXPAND IN ASIA-PACIFIC MARKET Read More »

AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI

2023, ALL CONTENT, American Banker, Central Banks/Government, Fed Now, Link, Real-Time Payments, Unified Payments Interface (UPI) / WikiPay Research

A link to an article in American Banker describing challenges facing FedNow and valuable lessons that might be gained from India’s experience building real-time payment rails and UPI.

AS FEDNOW ROLLS OUT, THE US HAS MUCH TO LEARN FROM INDIA’S UPI Read More »

THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE

$ Transfers and Digital Payments, 2023, ALL CONTENT, Jasbirs Juneja, PDF/DOC, Real-Time Payments, Redseer Strategy Consultants, Unified Payments Interface (UPI), Wallets / WikiPay Research

In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.

THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE Read More »

OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’

2023, ALL CONTENT, Center for European Policy Research (CEPR), PDF/DOC, Wallets / WikiPay Research

This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’

OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’ Read More »

THE FUTURE OF INDIA’S DIGITAL PAYMENT

$ Transfers and Digital Payments, 2023, ALL CONTENT, Jasbirs Juneja, Link, Open Banking, Real-Time Payments, Redseer Strategy Consultants, Unified Payments Interface (UPI) / WikiPay Research

In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.

THE FUTURE OF INDIA’S DIGITAL PAYMENT Read More »

PROJECT NEXUS: ENABLING INSTANT CROSSBORDER PAYMENTS (BAI)

$ Transfers and Digital Payments, 2023, ALL CONTENT, BAI, Central Banks/Government, PDF/DOC, Real-Time Payments / WikiPay Research

A BAI report on a joint project between Singapore, Malaysia and Europe to facilitate instant cross-border payments.

PROJECT NEXUS: ENABLING INSTANT CROSSBORDER PAYMENTS (BAI) Read More »