DIGITAL BANKS IN EUROPE
In this brief, converted from a publicly available Linkedin post, a high-level picture of the digital or neo-bank landscape in Europe is provided.
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DATE RANGE
QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
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LETS TAKE A L00K AT QR CODES
This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
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EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
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AVAILABLE AP-BASED OPEN INSURANCE SERVICES MAPPED ACROSS THE INSURANCE VALUE CHAIN 2023
The slide presents graphicly the availability of APIs that might support open insurance across the entire insurance value chain in 2023.
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INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
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OPEN INSURANCE IS STILL ALL BARK AND NO BITE FOR NOW…BUT MANDATED OPENNESS WILL SOON CHANGE THAT
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.
OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’
This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’
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LOCALIZED PAYMENTS: THE KEY TO SCALING GLOBALLY
A brief report authored by Sharon Haines, and published by a VISA company, about the importance to scale globally of accepting alternative and other localized payments.
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PROJECT NEXUS: ENABLING INSTANT CROSSBORDER PAYMENTS (BAI)
A BAI report on a joint project between Singapore, Malaysia and Europe to facilitate instant cross-border payments.
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