APPLE FINTECH STRATEGY MAP (CBINSIGHTS)
A slide from CBInsights showing graphically Apple’s payment strategy.
APPLE FINTECH STRATEGY MAP (CBINSIGHTS) Read More »
A slide from CBInsights showing graphically Apple’s payment strategy.
APPLE FINTECH STRATEGY MAP (CBINSIGHTS) Read More »
An article from CBInsights showing the emerging scale of APPLE in payments and the challenges it will present for incumbent players.
APPLE FINTECH STRATEGY MAP (CBINSIGHTS) Read More »
This article from Bloomberg describes how if approved by regulators,the token could speed up transactions and mark an expansion of JPMorgan?s blockchain push.
JPMORGAN IS EXPLORING BLOCKCHAIN-BASED DEPOSIT TOKEN FOR PAYMENTS, SETTLEMENTS Read More »
An article describing how Amazon is expanding buy now, pay later and the possible role of FedNow.
AMAZON EXPANDS BNPL OFFERING | PAYMENTS DIVE Read More »
A slide showing the developments in fintech that attract regulatory interest.
AREAS OF INTEREST FOR FINTECH REGULATION Read More »
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS Read More »
This brief, adapted from a publicly available Linkedin post by Panagiotis Kriaris, discusses how social media has changed the way we communicate and interact, and has begun to change the way we shop online, on-site, and often through digital wallets.
THE RISE OF SOCIAL COMMERCE Read More »
This brief explores how social media offer a means of sending or received money through proprietary apps or apps like Venmo or Google Wallet. The pros and cons are discussed.
THE PROS AND CONS OF MAKING PAYMENTS WITH SOCIAL MEDIA PAYMENT PLATFORMS Read More »
A brief description of the steps that might be taken to create a retail and a wholesale central bank digital currency. This was originally a Linkedin post that was shared publicly.
CENTRAL BANK DIGITAL CURRENCY (CBDC) – SECURE ECOSYSTEM Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »