EMBEDDED FINANCE IN PAYMENTS 2023
A slide graphically summarizing the state of embedded finance in payments in 2023.
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DATE RANGE
FORMAL FINANCIAL INCLUSION IN ETHIOPIA COMPARED TO OTHER EAST AFRICAN COUNTRIES 2023
This slide shows the percentage of the population in Ethiopia, Kenya, Rwanda, Tanzania, and Uganda, who can be considered financially included through traditional banks and/or mobile money.
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MOBILE MONEY IN ETHIOPIA: ADVANCING FINANCIAL INCLUSION AND DRIVING GROWTH
This publicly available report by GSMA sows that mobile money might add US$5.3 billion to Ethiopia;s GDP through greater financial inclusion.
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THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
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THE FUTURE OF INDIA’S DIGITAL PAYMENT
In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.
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ESTADO DE LA INCLUSION FINANCIERA DESPUES DE LA COVID-19 EN LATINOAMERICA Y EL CARIBE
A report describing financial inclusion post-Covid-19 and the opportunities that are presented in Latin America and the Caribbean. (In Spanish)
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DRIVEN BY PURPOSE: FIFTEEN YEARS OF MPESA EVOLUTION
A link to a McKinsey report describing the evolution of Kenya’s M-Pesa’s mobile wallet, among the world’s first mobile money solutions, and its important role in promoting financial inclusion. Subsequently, lessons from M-Pesa were applied globally.
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OPINION: WHY FACEBOOK’S NEW CRYPTOCURRENCY IS A THREAT TO MPESA AND SAFARICOM
A short opinion piece arguing that Facebook’s now defunct cryptocurrency, designed for P2P payments would be a threat to both mPesa and Safaricom.
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LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE
Celent/Plaid white paper on Open Finance.
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