WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023)
A survey by Liberty Street Economics showing the market and demographic makeup of users of BNPL in the United States.
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DATE RANGE
WHO USES BNPL IN THE UNITED STATES 2023 (SLIDE)
A slide showing the demographic makeup of users of Buy Now Pay Later (BNPL) in the United States.
WHO USES BNPL IN THE UNITED STATES 2023 (SLIDE) Read More »
APPLE PAY LATER GAINING MARKET SHARE QUICKLY WHO SHOULD BE CONCERNED
This brief article describes a recent survey of 8,000 consumers that shows how quickly Apple is making its presence in the BNPL market known.
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RESEARCH REPORT: CENTRAL BANK DIGITAL CURRENCIES
An article showing growth in the use of contactless payments and digital wallets.
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PROFILE OF CONSULT HYPERION (IDENTITY, PAYMENTS)
A link to Consult Hyperion, a UK-based company specialized in identity for digital payments.
PROFILE OF CONSULT HYPERION (IDENTITY, PAYMENTS) Read More »
RUSSIA STARTS DIGITAL RUBLE TRIALS – CENTRAL BANKING
This article describes Russia’s testing of the digital ruble, and includes testing the process of opening digital wallets and transferring money to them and person-to-person transfers.
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AMAZON EXPANDS BNPL OFFERING | PAYMENTS DIVE
An article describing how Amazon is expanding buy now, pay later and the possible role of FedNow.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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PAYMENT OPTIONS IN THE E-WALLET ONLINE AND IN ON-SITE TRANSACTIONS
This slide shows the importance of BNPL transactions in the e-wallet.
PAYMENT OPTIONS IN THE E-WALLET ONLINE AND IN ON-SITE TRANSACTIONS Read More »
BUY NOW, PAY LATER USAGE BETWEEN BNPL USES ONLY AND BNPL USERS WITH CREDIT CARDS
This slide shows a comparison between shoppers using a buy now, pay later option vs buy now, pay later users who have a credit card. The purpose is to show how BNPL has empowered a greater number of consumers.
BUY NOW, PAY LATER USAGE BETWEEN BNPL USES ONLY AND BNPL USERS WITH CREDIT CARDS Read More »