In this newsletter from 2022, the Congressional Research Service of the United States outlines the most important policy and compliance issues for digital wallets.
DIGITAL WALLETS AND SELECTED POLICY ISSUES (CONGRESSIONAL RESEARCH SERVICE) Read More »
This white paper from the BIS addresses the challenges in regulating digital payments and e-money.
FINTECH AND PAYMENTS: REGULATING DIGITAL PAYMENT SERVICES AND E-MONEY Read More »
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
A WORLD TOUR OF DIGITAL CURRENCY PROJECTS Read More »
Celent/Plaid white paper on Open Finance.
LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE Read More »
A slide showing users of Mobile Wallets by Major Company and Provider Type, e.g., Apple, banks and merchants, etc. in 2019. Source: Walter Kitchenman, Lafferty Research.
USERS OF MOBILE WALLETS BY MAJOR COMPANY AND PROVIDER TYPE 2019/2020 Read More »
A slide showing the relative volume in US$ billions of eCommerce, mobile payments, and mobile proximity payments in 20219. Information in global, with a breakout of Asia Pacific, North America, EMEA, and Latin American payments. Source: Walter Kitchenman, Lafferty Research.
VOLUME OF ECOMMERCE PAYMENTS BY GLOBAL REGIONS 2019 Read More »
A slide showing a timeline for the introduction of EMV chips and contactless payments with an emphasis on North America. Source: Walter Kitchenman, Lafferty Research.
TIMELINE OF UBIQUITOUS CONTACTLESS PAYMENTS FOLLOWING EMV CONVERSION Read More »
In this Report we provide: A timeline of milestones in the development of mobile wallets in North America that include: Key metrics about mobile wallet usage in North America and its growth over time; Predictions about important future developments and their impact;. In a companion Report, An Introduction to Mobile Wallet Technology in North America – Definitions and Processes, we investigate: Mobile wallet IT and design; How mobile wallets communicate remotely and at point-of-sale (POS); and Customer and merchant experience with mobile wallet payments at POS and In-App.
“CONTACTLESS AND CAPPUCCINO” – A HISTORY OF MOBILE WALLETS IN NORTH AMERICA Read More »
This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,
A NEW PUSH FOR PUSH PAYMENTS Read More »