WikiPay Research

ANALYZING BLOCKCHAIN TRANSACTIONS TO UNDERSTAND AND ESTABLISH FACT PATTERNS | CORNERSTONE RESEARCH – JDSUPRA

$ Transfers and Digital Payments, 2023, ALL CONTENT, Consulting/Implementation, JD Supra, PDF/DOC /

This article describes blockchain, identifies Which wallets are most active, and gives recent examples of U.S. regulators’ push into digital asset enforcement.

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FEDERAL RESERVE ANNOUNCES “NOVEL ACTIVITES SUPERVISION PROGRAM” (CRYPTO, NEO-BANKS, DLT, BANKING-AS-A-SERVICE)

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, Federal Reserve Bank, PDF/DOC, Simon Taylor /

A short post announcing the US Federal Reserve’s plans to supervise crypto, neo-banks, banking-as-a-service, and other emerging areas more closely.

FEDERAL RESERVE ANNOUNCES “NOVEL ACTIVITES SUPERVISION PROGRAM” (CRYPTO, NEO-BANKS, DLT, BANKING-AS-A-SERVICE) Read More »

HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH

$ Transfers and Digital Payments, 2023, ACH, ALL CONTENT, Bessemer Venture Partners, Central Banks/Government, Fed Now, Link, Marcel Van Oost, Other Strong Payments Component (e.g., insurance, healthcare), Real-Time Payments, Stablecoin, Venmo, Wallets, Zelle /

FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.

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