HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
A news release announcing that Matera has acquired Brazil-based AI company Cinnecta, in an effort to bring AI to instant payments.
MATERA ACQUIRES BRAZILIAN AI PROVIDER CINNECTA – THEPAYPERS Read More »
DataVisor, the world’s leading AI-powered fraud and risk platform, announced the release of its newest solution to prevent instant payments fraud.
A slide showing how push and pull payments function, with the differences shown graphically (example with Visa).
PUSH VS PULL PAYMENTS Read More »
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS Read More »
An article describing how artificial intelligence has spread to the digital payments industry.
THE IMPACT OF ARTIFICIAL INTELLIGENCE ON THE DIGITAL PAYMENTS INDUSTRY Read More »
In this report the important role that artificial intelligence (AI) will play in banking in the future is examine.
THE FUTURE OF BANKING: ARTIFICIAL INTELLIGENCE (AI) IN BANKING Read More »
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
Celent/Plaid white paper on Open Finance.
LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE Read More »