This article describes blockchain, identifies Which wallets are most active, and gives recent examples of U.S. regulators’ push into digital asset enforcement.
A link to Netsuite, Oracle’s cloud-based solution used by many fintechs in the money transfer space, e.g., Paysend.
PROFILE OF NETSUITE (ORACLE) Read More »
A slide showing how push and pull payments function, with the differences shown graphically (example with Visa).
PUSH VS PULL PAYMENTS Read More »
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS Read More »
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS Read More »
This is a link to PAXOS, where they explain Paxos stablecoins are subject to oversight by the New York State Department of Financial Services, meeting the high standards of consumer protection. PAXOS uses API-based blockchain technology to implement payments solutions across many different industries.
STABLECOIN AND PAYMENTS Read More »
This article shows that by leveraging blockchain technology, enterprises involved in payments can automate most processes while maintaining a high level of security and transparency.
BLOCKCHAIN IN PAYMENTS – TRANSFORMING THE PAYMENTS INDUSTRY Read More »
In this publicly available GSA report, authored by Teddy Kyung Lee, central bank digital currency (CDBDC) is defined, and contrasted with crypto. In addition to basic definitions, there is an emphasis on how CBDC wallets must be secured.
CBDC WALLETS AND THE SECURITY REQUIREMENTS Read More »
In this brief Linkedin post, mobile or digital wallets are defined, a general overview is provided, and the general security requirements are summarized.
SECURING DIGITAL WALLETS FOR CBDCS Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »