HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
PUSH VS PULL PAYMENTS
A slide showing how push and pull payments function, with the differences shown graphically (example with Visa).
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WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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EMBEDED FINANCE IN PAYMENTS 2023
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
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LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE
Celent/Plaid white paper on Open Finance.
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A NEW PUSH FOR PUSH PAYMENTS
This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,
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