QR CODE PAYMENTS 2023
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
QR CODE PAYMENTS 2023 Read More »
A slide presenting a graphic representation of the volume of payments handled via QR codes, and the processes behind QR codes.
QR CODE PAYMENTS 2023 Read More »
This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
LETS TAKE A L00K AT QR CODES Read More »
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING Read More »
The slide presents graphicly the availability of APIs that might support open insurance across the entire insurance value chain in 2023.
AVAILABLE AP-BASED OPEN INSURANCE SERVICES MAPPED ACROSS THE INSURANCE VALUE CHAIN 2023 Read More »
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023 Read More »
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.
A slide showing graphicly how same day and realtime payments may impact fintechs, including insurance, healthcare and other verticals with a strong payments component.
HOW FASTER PAYMENTS WILL IMPACT FINTECHS Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE Read More »
This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’
OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’ Read More »