A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.
This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’
OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’ Read More »
A slide showing the growth rate of contactless debit cards in 2022 in the UK, Brazil, US, and UAE.
CONTACTLESS DEBIT CARD USE 2022 Read More »
A brief report authored by Sharon Haines, and published by a VISA company, about the importance to scale globally of accepting alternative and other localized payments.
LOCALIZED PAYMENTS: THE KEY TO SCALING GLOBALLY Read More »
In this report the Atlantic Council presents six digital currency variants that could form the basis of a Central Bank Digital Currency (CBDC) system. There is a focus on cybersecurity.
MISSING KEY: THE CHALLENGE OF CYBER SECURITY AND CENTRAL BANK DIGITAL CURRENCY Read More »
This white paper from the BIS addresses the challenges in regulating digital payments and e-money.
FINTECH AND PAYMENTS: REGULATING DIGITAL PAYMENT SERVICES AND E-MONEY Read More »
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
A WORLD TOUR OF DIGITAL CURRENCY PROJECTS Read More »
Celent/Plaid white paper on Open Finance.
LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE Read More »
This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,
A NEW PUSH FOR PUSH PAYMENTS Read More »