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CENTRAL BANK DIGITAL CURRENCY – ECOSYSTEM 2023

$ Transfers and Digital Payments, 2023, ALL CONTENT, Central Banks/Government, PPT, Prasanna Lohar / WikiPay Research

A slide that shows graphically the forms that a retail and wholesale central bank digital currency (CBDC) might take.

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THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE

$ Transfers and Digital Payments, 2023, ALL CONTENT, Jasbirs Juneja, PDF/DOC, Real-Time Payments, Redseer Strategy Consultants, Unified Payments Interface (UPI), Wallets / WikiPay Research

In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.

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OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’

2023, ALL CONTENT, Center for European Policy Research (CEPR), PDF/DOC, Wallets / WikiPay Research

This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’

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THE FUTURE OF INDIA’S DIGITAL PAYMENT

$ Transfers and Digital Payments, 2023, ALL CONTENT, Jasbirs Juneja, Link, Open Banking, Real-Time Payments, Redseer Strategy Consultants, Unified Payments Interface (UPI) / WikiPay Research

In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.

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MISSING KEY: THE CHALLENGE OF CYBER SECURITY AND CENTRAL BANK DIGITAL CURRENCY

$ Transfers and Digital Payments, 2022, ALL CONTENT, Central Banks/Government, Link / WikiPay Research

In this report the Atlantic Council presents six digital currency variants that could form the basis of a Central Bank Digital Currency (CBDC) system. There is a focus on cybersecurity.

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A WORLD TOUR OF DIGITAL CURRENCY PROJECTS

$ Transfers and Digital Payments, 2021, ALL CONTENT, American Banker, Central Banks/Government, John Adams, PDF/DOC, Wallets / WikiPay Research

This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.

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LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE

2020, ALL CONTENT, Celent, Plaid / WikiPay Research

Celent/Plaid white paper on Open Finance.

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