FINTECH UNICORNS IN AFRICA
A list and description of fintechs in Africa, many of which are involved with mobile wallets and money transfer.
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PAYSEND: HOW IT WORKS (VIDEO)
A video explaining how the Paysend money transfer service works. Paysend is a financial technology platform headquartered in the UK that enables any bank card (Visa or MasterCard) to send and receive money worldwide.
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CENTRAL BANK DIGITAL CURRENCY – ECOSYSTEM 2023
A slide that shows graphically the forms that a retail and wholesale central bank digital currency (CBDC) might take.
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FORMAL FINANCIAL INCLUSION IN ETHIOPIA COMPARED TO OTHER EAST AFRICAN COUNTRIES 2023
This slide shows the percentage of the population in Ethiopia, Kenya, Rwanda, Tanzania, and Uganda, who can be considered financially included through traditional banks and/or mobile money.
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MOBILE MONEY IN ETHIOPIA: ADVANCING FINANCIAL INCLUSION AND DRIVING GROWTH
This publicly available report by GSMA sows that mobile money might add US$5.3 billion to Ethiopia;s GDP through greater financial inclusion.
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OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’
This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’
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MISSING KEY: THE CHALLENGE OF CYBER SECURITY AND CENTRAL BANK DIGITAL CURRENCY
In this report the Atlantic Council presents six digital currency variants that could form the basis of a Central Bank Digital Currency (CBDC) system. There is a focus on cybersecurity.
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A WORLD TOUR OF DIGITAL CURRENCY PROJECTS
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
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LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE
Celent/Plaid white paper on Open Finance.
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A NEW PUSH FOR PUSH PAYMENTS
This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,
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