HOW TO ACCEPT ACH PAYMENTS AS A BUSINESS
Stripe describes the procedures to follow for businesses to accept ACH.
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BEST MONEY TRANSFER APPS
This is a link to Investopedia’s review of the best money transfer apps in 2023. The best money transfer apps collect high app store ratings, help app shoppers shell out money safely, and involve no hidden fees. They also fit consumer-specific needs, such as international payments, social options, digital wallet offerings, and more.
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GRAPHIC ILLUSTRATION OF FINTECHS, PROCESSORS, AND ISSUING BANKS
A graphic illustration of the user-facing apps, issuer processors, and issuing banks that power digital and mobile payments.
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TOP APPS FOR P2P PAYMENTS
In this article, MagnifyMoney picks its top apps for peer-to-peer payments in 2022.
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A WORLD TOUR OF DIGITAL CURRENCY PROJECTS
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
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USERS OF MOBILE WALLETS BY MAJOR COMPANY AND PROVIDER TYPE 2019/2020
A slide showing users of Mobile Wallets by Major Company and Provider Type, e.g., Apple, banks and merchants, etc. in 2019. Source: Walter Kitchenman, Lafferty Research.
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VOLUME OF ECOMMERCE PAYMENTS BY GLOBAL REGIONS 2019
A slide showing the relative volume in US$ billions of eCommerce, mobile payments, and mobile proximity payments in 20219. Information in global, with a breakout of Asia Pacific, North America, EMEA, and Latin American payments. Source: Walter Kitchenman, Lafferty Research.
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TIMELINE OF UBIQUITOUS CONTACTLESS PAYMENTS FOLLOWING EMV CONVERSION
A slide showing a timeline for the introduction of EMV chips and contactless payments with an emphasis on North America. Source: Walter Kitchenman, Lafferty Research.
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“CONTACTLESS AND CAPPUCCINO” – A HISTORY OF MOBILE WALLETS IN NORTH AMERICA
In this Report we provide: A timeline of milestones in the development of mobile wallets in North America that include: Key metrics about mobile wallet usage in North America and its growth over time; Predictions about important future developments and their impact;. In a companion Report, An Introduction to Mobile Wallet Technology in North America – Definitions and Processes, we investigate: Mobile wallet IT and design; How mobile wallets communicate remotely and at point-of-sale (POS); and Customer and merchant experience with mobile wallet payments at POS and In-App.
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A NEW PUSH FOR PUSH PAYMENTS
This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,
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