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WikiPay Research

HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI

ALL CONTENT, IBS Intelligence / WikiPay Research

Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.

HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI Read More »

OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’

2023, ALL CONTENT, Center for European Policy Research (CEPR), PDF/DOC, Wallets / WikiPay Research

This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’

OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’ Read More »

LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE

2020, ALL CONTENT, Celent, Plaid / WikiPay Research

Celent/Plaid white paper on Open Finance.

LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE Read More »

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