This article from Bloomberg describes how if approved by regulators,the token could speed up transactions and mark an expansion of JPMorgan?s blockchain push.
JPMORGAN IS EXPLORING BLOCKCHAIN-BASED DEPOSIT TOKEN FOR PAYMENTS, SETTLEMENTS Read More »
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
A video explaining how the Paysend money transfer service works. Paysend is a financial technology platform headquartered in the UK that enables any bank card (Visa or MasterCard) to send and receive money worldwide.
PAYSEND: HOW IT WORKS (VIDEO) Read More »
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS Read More »
This slide shows the rise of social commerce, or payments through social media, in terms of the e-commerce value chain, games as an example, and the shoppable content value chain. This was adopted from a publicly available Linkedin post.
THE RISE OF SOCIAL COMMERCE Read More »
This brief, adapted from a publicly available Linkedin post by Panagiotis Kriaris, discusses how social media has changed the way we communicate and interact, and has begun to change the way we shop online, on-site, and often through digital wallets.
THE RISE OF SOCIAL COMMERCE Read More »
This brief explores how social media offer a means of sending or received money through proprietary apps or apps like Venmo or Google Wallet. The pros and cons are discussed.
THE PROS AND CONS OF MAKING PAYMENTS WITH SOCIAL MEDIA PAYMENT PLATFORMS Read More »
A brief description of the steps that might be taken to create a retail and a wholesale central bank digital currency. This was originally a Linkedin post that was shared publicly.
CENTRAL BANK DIGITAL CURRENCY (CBDC) – SECURE ECOSYSTEM Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.
THE FUTURE OF INDIA’S DIGITAL PAYMENT Read More »