APPLE FINTECH STRATEGY MAP (CBINSIGHTS)
A slide from CBInsights showing graphically Apple’s payment strategy.
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APPLE FINTECH STRATEGY MAP (CBINSIGHTS)
An article from CBInsights showing the emerging scale of APPLE in payments and the challenges it will present for incumbent players.
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JPMORGAN IS EXPLORING BLOCKCHAIN-BASED DEPOSIT TOKEN FOR PAYMENTS, SETTLEMENTS
This article from Bloomberg describes how if approved by regulators,the token could speed up transactions and mark an expansion of JPMorgan?s blockchain push.
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HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
FINTECH UNICORNS IN AFRICA
A list and description of fintechs in Africa, many of which are involved with mobile wallets and money transfer.
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PAYSEND: HOW IT WORKS (VIDEO)
A video explaining how the Paysend money transfer service works. Paysend is a financial technology platform headquartered in the UK that enables any bank card (Visa or MasterCard) to send and receive money worldwide.
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WHAT YOU NEED TO KNOW ABOUT PUSH AND PULL PAYMENTS
In this brief adapted from a Linkedin post, Monica Jasuja describes the difference between push and pull payments.
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APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
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CENTRAL BANK DIGITAL CURRENCY (CBDC) – SECURE ECOSYSTEM
A brief description of the steps that might be taken to create a retail and a wholesale central bank digital currency. This was originally a Linkedin post that was shared publicly.
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THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
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