WikiPay Research – wikipayresearch

A video explaining how the Paysend money transfer service works. Paysend is a financial technology platform headquartered in the UK that enables any bank card (Visa or MasterCard) to send and receive money worldwide.

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EMBEDED FINANCE IN PAYMENTS 2023

$ Transfers and Digital Payments, 2023, ALL CONTENT, Panagiotis Kriaris, PDF/DOC / WikiPay Research

A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.

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OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’

2023, ALL CONTENT, Center for European Policy Research (CEPR), PDF/DOC, Wallets / WikiPay Research

This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’

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LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE

2020, ALL CONTENT, Celent, Plaid / WikiPay Research

Celent/Plaid white paper on Open Finance.

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A NEW PUSH FOR PUSH PAYMENTS

$ Transfers and Digital Payments, 2018 and Prior Years, ALL CONTENT, MasterCard, Mastercard, PDF/DOC, Real-Time Payments, Wallets / WikiPay Research

This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,

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