HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
A slide showing the developments in fintech that attract regulatory interest.
AREAS OF INTEREST FOR FINTECH REGULATION Read More »
A list and description of fintechs in Africa, many of which are involved with mobile wallets and money transfer.
FINTECH UNICORNS IN AFRICA Read More »
In this Linkedin post, developments are examined as mobile phones are becoming banks in our hands (or banks are being embedded into our mobile phones). This convergence of telecom and financial services has competitive implications for both.
THE CONVERGENCE BETWEEN TELECOMMUNICATIONS AND FINANCIAL SERVICES Read More »
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
EMBEDED FINANCE IN PAYMENTS 2023 Read More »
This slide shows the percentage of the population in Ethiopia, Kenya, Rwanda, Tanzania, and Uganda, who can be considered financially included through traditional banks and/or mobile money.
FORMAL FINANCIAL INCLUSION IN ETHIOPIA COMPARED TO OTHER EAST AFRICAN COUNTRIES 2023 Read More »
This publicly available report by GSMA sows that mobile money might add US$5.3 billion to Ethiopia;s GDP through greater financial inclusion.
MOBILE MONEY IN ETHIOPIA: ADVANCING FINANCIAL INCLUSION AND DRIVING GROWTH Read More »
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE Read More »
This article uses data froma leading Chinese provider to show that ‘buy now, pay later (BNPL)’ dominates e-wallet transactions and expands fintech credit to underserved consumers.’
OPENING THE BLACK BOX OF DIGITAL WALLETS AND DEMYSTIFYING ‘BUY NOW, PAY LATER’ Read More »
In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.
THE FUTURE OF INDIA’S DIGITAL PAYMENT Read More »