WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023)
A survey by Liberty Street Economics showing the market and demographic makeup of users of BNPL in the United States.
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WHO USES BNPL IN THE UNITED STATES 2023 (SLIDE)
A slide showing the demographic makeup of users of Buy Now Pay Later (BNPL) in the United States.
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APPLE PAY LATER GAINING MARKET SHARE QUICKLY WHO SHOULD BE CONCERNED
This brief article describes a recent survey of 8,000 consumers that shows how quickly Apple is making its presence in the BNPL market known.
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DATAVISOR RELEASES NEW FRAUD SOLUTION TO ADDRESS REAL-TIME PAYMENTS FRAUD | BUSINESS WIRERAUD
DataVisor, the world’s leading AI-powered fraud and risk platform, announced the release of its newest solution to prevent instant payments fraud.
EMBEDED FINANCE IN PAYMENTS 2023
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
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EMBEDDED FINANCE IN PAYMENTS 2023
A slide graphically summarizing the state of embedded finance in payments in 2023.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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A NEW PUSH FOR PUSH PAYMENTS
This white paper by Mastercard explains that as real-time payments increase globally, Card-based push payments (push-to-card) enable participants to send funds directly to consumers and small businesses via their payment card accounts. Receipt of funds via a payment card, typically a debit card linked to a deposit account, makes for a seamless consumer experience,
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