WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023)
A survey by Liberty Street Economics showing the market and demographic makeup of users of BNPL in the United States.
WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023) Read More »
A survey by Liberty Street Economics showing the market and demographic makeup of users of BNPL in the United States.
WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023) Read More »
A slide showing the demographic makeup of users of Buy Now Pay Later (BNPL) in the United States.
WHO USES BNPL IN THE UNITED STATES 2023 (SLIDE) Read More »
This brief article describes a recent survey of 8,000 consumers that shows how quickly Apple is making its presence in the BNPL market known.
APPLE PAY LATER GAINING MARKET SHARE QUICKLY WHO SHOULD BE CONCERNED Read More »
A link to the telecom Orange’s description of Orange Money, an early mobile money wallet first popular in Africa.
PROFILE OF ORANGE MONEY Read More »
A link to MTN, the telecom company active in Africa, and its description of its MTN Mobile money product.
PROFILE OF MTN MOBILE (MTN.COM) Read More »
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
EMBEDED FINANCE IN PAYMENTS 2023 Read More »
A slide graphically summarizing the state of embedded finance in payments in 2023.
EMBEDDED FINANCE IN PAYMENTS 2023 Read More »
This slide shows the percentage of the population in Ethiopia, Kenya, Rwanda, Tanzania, and Uganda, who can be considered financially included through traditional banks and/or mobile money.
FORMAL FINANCIAL INCLUSION IN ETHIOPIA COMPARED TO OTHER EAST AFRICAN COUNTRIES 2023 Read More »
This publicly available report by GSMA sows that mobile money might add US$5.3 billion to Ethiopia;s GDP through greater financial inclusion.
MOBILE MONEY IN ETHIOPIA: ADVANCING FINANCIAL INCLUSION AND DRIVING GROWTH Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »