HERE’S HOW ALTERNATIVE CREDIT SCORING DATA ENABLES FINANCIAL INCLUSION VIA OPEN BANKING AND AI
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
Open Banking within alternative credit scoring; enabling credit bureaus and other providers to access bank account transaction information.
This article describes Russia’s testing of the digital ruble, and includes testing the process of opening digital wallets and transferring money to them and person-to-person transfers.
RUSSIA STARTS DIGITAL RUBLE TRIALS – CENTRAL BANKING Read More »
This describes how the adoption of Artificial Intelligence (AI) in Open Banking applications has witnessed remarkable growth, revolutionizing the financial industry.
HOW AI CAN ADVANCE OPEN BANKING’ – TECHTALKS Read More »
An article describing how Amazon is expanding buy now, pay later and the possible role of FedNow.
AMAZON EXPANDS BNPL OFFERING | PAYMENTS DIVE Read More »
A link to the telecom Orange’s description of Orange Money, an early mobile money wallet first popular in Africa.
PROFILE OF ORANGE MONEY Read More »
A link to MTN, the telecom company active in Africa, and its description of its MTN Mobile money product.
PROFILE OF MTN MOBILE (MTN.COM) Read More »
A link to the World Bank’s global financial inclusion database where searches for various demographic and economic measures of financial inclusion can be filtered by country and region.
WORLD BANK GLOBAL FINANCIAL INCLUSION DATABASE Read More »
This slide shows the rise of social commerce, or payments through social media, in terms of the e-commerce value chain, games as an example, and the shoppable content value chain. This was adopted from a publicly available Linkedin post.
THE RISE OF SOCIAL COMMERCE Read More »
In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS Read More »
This brief, adapted from a publicly available Linkedin post by Panagiotis Kriaris, discusses how social media has changed the way we communicate and interact, and has begun to change the way we shop online, on-site, and often through digital wallets.
THE RISE OF SOCIAL COMMERCE Read More »