WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023)
A survey by Liberty Street Economics showing the market and demographic makeup of users of BNPL in the United States.
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WHO USES BNPL IN THE UNITED STATES 2023 (SLIDE)
A slide showing the demographic makeup of users of Buy Now Pay Later (BNPL) in the United States.
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APPLE PAY LATER GAINING MARKET SHARE QUICKLY WHO SHOULD BE CONCERNED
This brief article describes a recent survey of 8,000 consumers that shows how quickly Apple is making its presence in the BNPL market known.
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AMAZON EXPANDS BNPL OFFERING | PAYMENTS DIVE
An article describing how Amazon is expanding buy now, pay later and the possible role of FedNow.
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SE VIENE LA LEY CRIPTO: TE ANTICIPAMOS POR QUE VAS A PODER COMPRAR DOLARES DIGITALES Y BITCOIN Y DORMIR TRANQUILO (ARGENTINA)
An article in Spanish describing the anticipated regulation of crypto currencies in Argentina.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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