THE PAST, PRESENT, & FUTURE OF BIG BANK CONSORTIUMS (PROBLEMS)
An article describing why bank consortia succeed or fail.
THE PAST, PRESENT, & FUTURE OF BIG BANK CONSORTIUMS (PROBLEMS) Read More »
An article describing why bank consortia succeed or fail.
THE PAST, PRESENT, & FUTURE OF BIG BANK CONSORTIUMS (PROBLEMS) Read More »
A graphic illustration of the user-facing apps, issuer processors, and issuing banks that power digital and mobile payments.
GRAPHIC ILLUSTRATION OF FINTECHS, PROCESSORS, AND ISSUING BANKS Read More »
A Vodcast by 99FinTech addressing compliance in the digital payments and banking space that explains how firms that embrace compliance versus treating it as a cost center can position themselves better to attract investors, accelerate market entry, achieve competitive advantage, and ensure stability.
STRATEGIC COMPLIANCE Read More »
A link to a McKinsey report describing the evolution of Kenya’s M-Pesa’s mobile wallet, among the world’s first mobile money solutions, and its important role in promoting financial inclusion. Subsequently, lessons from M-Pesa were applied globally.
DRIVEN BY PURPOSE: FIFTEEN YEARS OF MPESA EVOLUTION Read More »
This article shows the incredible impact of MPESA and other mobile payments in Kenya.
MOBILE MONEY TRANSACTIONS EQUIVALENT OF HALF OF KENYA’S GDP Read More »
A slide showing the projected growth in the volume of mobile proximity payments from 2019 to 2023. The data is global and for North America. Source: Walter Kitchenman, Lafferty Research.
PROJECTED GROWTH IN THE VOLUME OF MOBILE PROXIMITY PAYMENTS 2019 TO 2023 Read More »
A slide showing users of Mobile Wallets by Major Company and Provider Type, e.g., Apple, banks and merchants, etc. in 2019. Source: Walter Kitchenman, Lafferty Research.
USERS OF MOBILE WALLETS BY MAJOR COMPANY AND PROVIDER TYPE 2019/2020 Read More »
A slide showing the relative volume in US$ billions of eCommerce, mobile payments, and mobile proximity payments in 20219. Information in global, with a breakout of Asia Pacific, North America, EMEA, and Latin American payments. Source: Walter Kitchenman, Lafferty Research.
VOLUME OF ECOMMERCE PAYMENTS BY GLOBAL REGIONS 2019 Read More »
A slide showing a timeline for the introduction of EMV chips and contactless payments with an emphasis on North America. Source: Walter Kitchenman, Lafferty Research.
TIMELINE OF UBIQUITOUS CONTACTLESS PAYMENTS FOLLOWING EMV CONVERSION Read More »
In this Report we provide: A timeline of milestones in the development of mobile wallets in North America that include: Key metrics about mobile wallet usage in North America and its growth over time; Predictions about important future developments and their impact;. In a companion Report, An Introduction to Mobile Wallet Technology in North America – Definitions and Processes, we investigate: Mobile wallet IT and design; How mobile wallets communicate remotely and at point-of-sale (POS); and Customer and merchant experience with mobile wallet payments at POS and In-App.
“CONTACTLESS AND CAPPUCCINO” – A HISTORY OF MOBILE WALLETS IN NORTH AMERICA Read More »