This short report adapted from a Linkedin post by Panagiotis Kriaris, shows how QR codes (Quick Response code) that were introduced thirty years ago in Japan, can store a large amount of information and revolutionized payments.
LETS TAKE A L00K AT QR CODES Read More »
In this white paper, TINK (a Visa company) explains how PSD3/PSR is a welcome addition to the development of open banking in Europe. PSR should address standardization issues and past problems with APIs. The requirements should be passed before the summer of 2024 with enforcement happening by the end of 2025.
EUROPEAN COMMISSION INTRODUCES PSD3/PSR TO ADVANCE OPEN BANKING Read More »
A link to an article by Geniusee identifying the most important regulatory issues facing fintechs and listing the regulatory bodies with which they deal in the US and Uk.
FINTECH REGULATION LEGAL ISSUES AND REGULATORY COMPLIANCE (UNITED STATES AND UK) Read More »
The slide presents graphicly the availability of APIs that might support open insurance across the entire insurance value chain in 2023.
AVAILABLE AP-BASED OPEN INSURANCE SERVICES MAPPED ACROSS THE INSURANCE VALUE CHAIN 2023 Read More »
A slide with a graphic representation of the state of development of various open insurance portals by leading brands.
INNOPAY OPEN INSURANCE MONITOR (OMI) – DEVELOPER PORTAL BENCHMARK 2023 Read More »
A brief description by INNOPAY of the relationship between open banking and another financial service like open insurance. The authors suggest that mandated openness will soon change otherwise slow developments.
This slide shows the importance of BNPL transactions in the e-wallet.
PAYMENT OPTIONS IN THE E-WALLET ONLINE AND IN ON-SITE TRANSACTIONS Read More »
This slide shows a comparison between shoppers using a buy now, pay later option vs buy now, pay later users who have a credit card. The purpose is to show how BNPL has empowered a greater number of consumers.
BUY NOW, PAY LATER USAGE BETWEEN BNPL USES ONLY AND BNPL USERS WITH CREDIT CARDS Read More »
A slide showing the growth rate of contactless debit cards in 2022 in the UK, Brazil, US, and UAE.
CONTACTLESS DEBIT CARD USE 2022 Read More »
A brief report authored by Sharon Haines, and published by a VISA company, about the importance to scale globally of accepting alternative and other localized payments.
LOCALIZED PAYMENTS: THE KEY TO SCALING GLOBALLY Read More »