In this report the Atlantic Council presents six digital currency variants that could form the basis of a Central Bank Digital Currency (CBDC) system. There is a focus on cybersecurity.
MISSING KEY: THE CHALLENGE OF CYBER SECURITY AND CENTRAL BANK DIGITAL CURRENCY Read More »
This white paper from the BIS addresses the challenges in regulating digital payments and e-money.
FINTECH AND PAYMENTS: REGULATING DIGITAL PAYMENT SERVICES AND E-MONEY Read More »
This article looks at central bank efforts in Asia, Europe, and North America to support digital wallets and payments, through digital currencies.
A WORLD TOUR OF DIGITAL CURRENCY PROJECTS Read More »
Celent/Plaid white paper on Open Finance.
LAYING THE FOUNDATION FOR AN OPEN FINANCE FUTURE Read More »
A Harvard Business Review study from 2019 of the strategy behind China’s mobile wallet WeChat’s success.
THE KIND OF CREATIVE THINKING THAT FUELED WECHAT’S SUCCESS Read More »
This short article shows that a record number of users sent digital money during the Lunar New Year in China. Active WeChat users exceeded one billion by February 2019. Source: ZDNET.
OVER 800 MILLION WECHAT USERS SENT DIGITAL MONETARY GIFTS DURING LUNAR NEW YEAR Read More »
A short eBrief from Lafferty’s Ronan Lynch on AliPay obtaining an eMoney liicense in Europe, and both AliPay and Tencent efforts to enter Brazil.
This article describes the expansion of digital payments into China’s prison system, as an example of Alipay’s ubiquitous presence.
ALIPAY BRINGS CASHLESS PAYMENTS TO BEIJING PRISONS Read More »
A slide showing the projected growth in the volume of mobile proximity payments from 2019 to 2023. The data is global and for North America. Source: Walter Kitchenman, Lafferty Research.
PROJECTED GROWTH IN THE VOLUME OF MOBILE PROXIMITY PAYMENTS 2019 TO 2023 Read More »
A slide showing the relative volume in US$ billions of eCommerce, mobile payments, and mobile proximity payments in 20219. Information in global, with a breakout of Asia Pacific, North America, EMEA, and Latin American payments. Source: Walter Kitchenman, Lafferty Research.
VOLUME OF ECOMMERCE PAYMENTS BY GLOBAL REGIONS 2019 Read More »