WHO USES BUY NOW PAY LATER (BNPL) (UNITED STATES 2023)
A survey by Liberty Street Economics showing the market and demographic makeup of users of BNPL in the United States.
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WHO USES BNPL IN THE UNITED STATES 2023 (SLIDE)
A slide showing the demographic makeup of users of Buy Now Pay Later (BNPL) in the United States.
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APPLE PAY LATER GAINING MARKET SHARE QUICKLY WHO SHOULD BE CONCERNED
This brief article describes a recent survey of 8,000 consumers that shows how quickly Apple is making its presence in the BNPL market known.
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RESEARCH REPORT: CENTRAL BANK DIGITAL CURRENCIES
An article showing growth in the use of contactless payments and digital wallets.
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DATAVISOR RELEASES NEW FRAUD SOLUTION TO ADDRESS REAL-TIME PAYMENTS FRAUD | BUSINESS WIRERAUD
DataVisor, the world’s leading AI-powered fraud and risk platform, announced the release of its newest solution to prevent instant payments fraud.
AMAZON EXPANDS BNPL OFFERING | PAYMENTS DIVE
An article describing how Amazon is expanding buy now, pay later and the possible role of FedNow.
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EMBEDED FINANCE IN PAYMENTS 2023
A Linkedin post describing how embedded finance is an important part of emerging payments in 2023.
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EMBEDDED FINANCE IN PAYMENTS 2023
A slide graphically summarizing the state of embedded finance in payments in 2023.
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HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
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THE FUTURE OF ONLINE PAYMENTS: BNPL, UPI, EMBEDDED FINANCE AND MORE
In this report, recent rends in the online payments ecosystem in India are discussed, from UPI and digital wallets to Buy Now Pay Later (BNPL). The report also discusses how fintechs are gearing up to meet the demands of future customers.
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