In this paper by Tremend, the various means of applying artificial intelligence (AI) to digital payments and wallets is discussed.
APPLICATION OF ARTIFICIAL INTELLIGENCE (AI) IN DIGITAL PAYMENTS Read More »
This is a link to PAXOS, where they explain Paxos stablecoins are subject to oversight by the New York State Department of Financial Services, meeting the high standards of consumer protection. PAXOS uses API-based blockchain technology to implement payments solutions across many different industries.
STABLECOIN AND PAYMENTS Read More »
A slide showing a graphic representation of the likely steps towards the regulation of cryptocurrencies in Argentina (in Spanish).
REGULACION DE CRIPTO EN ARGENTINA 2023 Read More »
An article in Spanish describing the anticipated regulation of crypto currencies in Argentina.
In this publicly available GSA report, authored by Teddy Kyung Lee, central bank digital currency (CDBDC) is defined, and contrasted with crypto. In addition to basic definitions, there is an emphasis on how CBDC wallets must be secured.
CBDC WALLETS AND THE SECURITY REQUIREMENTS Read More »
This slide shows the percentage of the population in Ethiopia, Kenya, Rwanda, Tanzania, and Uganda, who can be considered financially included through traditional banks and/or mobile money.
FORMAL FINANCIAL INCLUSION IN ETHIOPIA COMPARED TO OTHER EAST AFRICAN COUNTRIES 2023 Read More »
This publicly available report by GSMA sows that mobile money might add US$5.3 billion to Ethiopia;s GDP through greater financial inclusion.
MOBILE MONEY IN ETHIOPIA: ADVANCING FINANCIAL INCLUSION AND DRIVING GROWTH Read More »
FedNow’s promise of faster payments is not new. Aside from RTP and same-day ACH, we have seen faster payments in a number of forms: closed-loop P2P payments (Venmo, Zelle), wire transfers, stablecoins, and push-to-card. Each varies in settlement type, rail, limit, cost, push/pull capabilities, and transaction limits. This has created an ecosystem where U.S. money movement has become unnecessarily complex. In this white paper by Bessemer Venture Partners they explain that they expect to see more payment-first business models, and a new wave of fraud, and infrastructure to facilitate the patchwork of faster payments in the US.
HOW FEDNOW AND FASTER PAYMENTS WILL IMPACT US FINTECH Read More »
In this publicly available report from Redseer Strategy Consulting, it is estimated that 85% of businesses in India will be digitally enabled by FY26. This means that a large majority of businesses in India will have embraced digital technologies and processes for their operations.
THE FUTURE OF INDIA’S DIGITAL PAYMENT Read More »
A report describing financial inclusion post-Covid-19 and the opportunities that are presented in Latin America and the Caribbean. (In Spanish)
ESTADO DE LA INCLUSION FINANCIERA DESPUES DE LA COVID-19 EN LATINOAMERICA Y EL CARIBE Read More »